How does Atome make money?
For a start, they don't charge us processing fees and early repayment fees. Instead, they make money by charging their partner merchants transaction fees.
Which country can use Atome?
Our service is available in Singapore, Malaysia, Indonesia, Vietnam, Thailand, Philippines, Hong Kong, Taiwan and mainland China. Our three core brand pillars are "aspirations, access and advice", and our goal is to empower a new generation of tech-savvy consumers by giving them smarter access to their aspirations. Our ...
Is Atome a payment gateway?
Introduction. Atome is pronounced as "A-Toe-Me" and stands for "Available to Me" is a buy now pay later payment gateway that provides installment payment to your customers without any interest fees.
Why can't I pay with Atome?
Check if customer has any ongoing bills and advise customer to spend within credit limit allocated. Check if customer is using an existing card on another existing account and if so, advise to use another credit/debit card. Please allow a wait time of 30 minutes before retrying.
How much can I spend on Atome?
For example, if you have added 3 credit cards and 2 debit cards in your account, and the primary card is a debit card, your limit will be SGD 1000. Note: All Atome users have varying credit limits available for transacting with Atome.
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What is my credit limit?
| Non-Credit Card Customer |
Credit Card Customer |
| SGD 1000 |
SGD 3000 |
Sep 2, 2021
How does Atome payment work?
Make payment
Atome automatically splits your bill into 3 equal payments. You'll pay the first payment at the point of purchase. The next two payments will be spread 30 days apart. No interest or hidden charges, ever.