Is Bivvy any good?
We gave Bivvy a score of 78.5 out of 100 for its lack of customer service accessibility and plan customization, low coverage maximums, and non-existent reputation. However, it earned points for its low plan pricing, breadth of covered procedures, easy quote tool, and wellness care add-on.
Does Bivvy cover pre existing conditions?
As with all pet health insurance policies, we exclude pre-existing conditions. This means a condition that first occurred or showed clinical signs before your pet's coverage started, including waiting periods.
How does Bivvy work?
With Bivvy, your coinsurance is 50% and your reimbursement is 50%. That means, for example, if there is $500 of a covered bill still left after the deductible is applied, you'd pay $250 in coinsurance (50% of $500) and Bivvy will reimburse you for the remaining $250.
What is an annual benefit pet insurance?
Annual Coverage Limit
This is the maximum amount you can get reimbursed over a 12-month policy period. It resets when a new policy period begins. For example, if you selected an annual limit of $2,500 and had $2,700 in covered veterinary costs during your policy period, you would get reimbursed $2,500.