Is InCharge org legit?
Yes. InCharge is accredited by the Better Business Bureau, Association of Independent Consumer Credit Counseling Agencies, and the National Foundation for Credit Counseling.
Is CESI legit?
CESI is ISO certified and accredited by the FCAA. The company promises a 100% satisfaction and money back guarantees on their services, but many negative reviews center around poor customer service. The company also does not offer any information on what kind of interest rates they can negotiate with creditors.
What type of debt can be consolidated?
Debt consolidation is the act of taking out a single loan to pay off multiple debts. There are two different kinds of debt consolidation loans: secured and unsecured. Consumers can apply for debt consolidation loans, lower-interest credit cards, HELOCs, and special programs for student loans.
What is CESI in finance?
Start Your Free Debt Analysis
Consumer Education Services, Inc. (CESI) is a non-profit service provider of comprehensive personal financial education and solutions for all life stages and for all of life's milestones. Our goal is enhanced economic security for everyone we serve.