Is Christian Credit Counselors legitimate?
Christian Credit Counselors (CCC) is a nonprofit agency that has been in business for over 30 years. ... The organization offers average fees in the business, is accredited by the Council on Accreditation (COA), and is certified by the FCAA.
Does consumer credit Counseling lower your credit score?
Credit counseling simplifies your repayment process, ideally making it easier to pay off your debt. ... Future lenders will be able to see the notation when they run a credit check during the application process, but it won't directly impact your credit score.
Do you have to pay for credit counseling?
With many nonprofit credit counseling services, the initial consultation is free. If a credit counselor suggests a DMP and you agree to move forward, you may be asked to pay a setup fee and an ongoing monthly charge. Limits on these fees can vary by state.
What is a good debt relief program?
#1 National Debt Relief: Best Company Overall
National Debt Relief is our top pick for the best debt relief service of 2022. ... However, the company does not handle mortgage loans and back taxes. Enrolling in one of the National Debt Relief programs is easy; you can sign up over the phone.