Does Habito affect credit score?
You can check your own score as often as you like. It won't affect your credit rating.
Are Habito legit?
Is Habito safe to use? Yes – like all other broker services in the UK, Habito is regulated by the Financial Conduct Authority, which means that, by law, they have to offer you the best advice for you.
Does Habito charge a fee?
There is no cost for using Habito*. It makes its money from procurement fees paid by lenders in return for introducing customers to their mortgages.
Is Habito a lender or a broker?
At Habito, we're a little different from conventional mortgage brokers. We're a whole-of-market mortgage broker, meaning you can access nearly every mortgage out there through us. But we're also a lender – so you can get mortgages from us directly, too.
Who funds Habito?
Habito investors
Date |
Investors |
Round |
Sep 2017 * |
Atomico Mosaic Ventures Ribbit Capital Samir Desai Taavet Hinrikus |
Series B |
Aug 2019 * |
Augmentum Fintech |
Series C |
Aug 2020 |
Atomico Mosaic Ventures Ribbit Capital SBI Group Augmentum Fintech |
Series C |
Total Funding |
|
4 more rows
Does a mortgage in principle affect my credit score?
Does a mortgage in principle affect your credit score? A mortgage in principle doesn't affect your credit score'. Unlike making a mortgage application, we don't run a full credit check on you for an Agreement in Principle.