What does your credit score have to be for Affirm?
Is Affirm safe and legit?
Is Affirm Safe? BNPL merchants like Affirm generally don't offer as many consumer protections as credit cards. You don't have zero-liability fraud protection or the insurance-style benefits many credit cards provide. They're also so seamless to use that you might be tempted to buy more than you need.
Does Affirm run your credit?
Does Affirm check your credit? Affirm will perform a soft credit check. This won't affect your credit score or show up on your credit report.