What is C&I lending in banking?
Introduction: Commercial & Industrial (C&I) Lending C&I Lending Defined: Any type of loan made to a business or corporation and not to an individual. Commercial and industrial loans can be made in order to provide either working capital or to finance major capital expenditures (such as equipment).
What is the difference between CRE and C&I?
C&I lending is valuable for deepening relationships with business members, but loan size can challenge competitiveness. CRE loans are typically larger, but they come with unique challenges based on local economic conditions and the illiquidity of real estate.
What are modern banking services?
Such modern banking services include new products such as Core Banking Solutions; No frills account; Demat accounts; Net Banking/ E-Banking; Mobile banking; Debit Card/ Credit cards; Automated Teller Machines (ATM); Insurance etc.