Is NaviRefi the same as Navient?
Is NaviRefi part of Navient? Yes. NaviRefi is a product offered by the student loan servicer Navient. NaviRefi loans are issued by the online lender Earnest, which is also owned by Navient, and serviced by Navient.
What is Navient Refi?
NaviRefi loans offer the opportunity to refinance student loans at competitive rates based on an applicant's credit and financial profile. NaviRefi loans are offered by Earnest Operations LLC ("Earnest") and serviced by Navient Solutions, LLC ("Navient").
Is NaviRefi a private lender?
First and foremost, NaviRefi is a private student loan lender. You can refinance your existing federal and private student loans with NaviRefi. ... And private lenders simply can't match all the protections, forgiveness, and student loan repayment options provided by the Department of Education.
Is NaviRefi a student loan?
NaviRefi is a student loan refinance product that's available exclusively to borrowers who already have at least one loan serviced by Navient. You must receive an invitation code to apply.
Is the Navient lawsuit real?
The student loan servicer, Navient, reached a $1.85 billion settlement on Thursday 13 January with various state leaders that will provide over 400,000 loan holders debt relief. The settlement is the result of a suit filed by several state Attorney Generals which accused Navient of unfair and predatory practices.
How do I find my NaviRefi code?
Applying for a NaviRefi loan starts with getting an invitation through the postal mail or via email. The invitation will include a code that's good for 60 days. If you're invited, head to the NaviRefi website and hit the “Check Your Rate” button to apply. You'll enter the code and your name and email address.