Is Pacific Life a good annuity?
Pacific Life received high ratings from each, as A.M. Best ranked it at A+ (superior), Fitch and S&P each ranked it at AA- (very strong) and Moody's ranked it at A1 (good).
Can I buy an annuity without a broker?
If you're the self-reliant type and you don't need an agent or broker to explain annuities to you, you can buy your annuity direct. Some but not all insurance companies will sell a no-load (that is, no sales commission) contract directly to you. No-load mutual fund companies like Vanguard, Fidelity, and T.
What is Pacific Life variable annuity?
A variable annuity, such as Pacific Choice, is a long-term contract between you and an insurance company that helps you grow, protect, and manage retirement savings in a tax-advantaged way. It can help you: o Grow retirement savings faster through the power of tax deferral.