Is PHP insurance a pyramid scheme?
This is a pyramid scheme. They market it as being insurance sales but its recruiting. They make money off of the $199 and thats all they care about. You can go get licensed and go to a bigger agency where you actually sell AND get benefits.
What insurance company is PHP?
PHP Agency is a newer company, established in 2009 in Northridge, California, with just 66 life insurance agents. As a multi-level marketing (MLM) company, PHP sells financial products like life and health insurance with the help of more than 17,000 licensed agents.
How much do PHP agents make?
Average PHP Agency Insurance Agent yearly pay in the United States is approximately $75,236, which is 19% above the national average.
Can I get my money back from PHP Agency?
Any refund amount will be granted by PHP only after the formal request is received and reviewed by PHP. If, however, more than three business days have elapsed after the enrollment date, no refund shall be granted.