Are Profile Pensions legitimate?
You can trust Profile Pensions because we are regulated by the FCA and FSFS protected. You can look us up on the FCA register to have complete peace of mind that Profile Pensions offers a trustworthy and legitimate service.
How do I access my pension fund?
The options you have for taking the rest of your pension pot include:
- taking all or some of it as cash.
- buying a product that gives you a guaranteed income (sometimes known as an 'annuity') for life.
- investing it to get a regular, adjustable income (sometimes known as 'flexi-access drawdown')
How do I trace my contracted out pension?
You can find out if you were contracted out by: checking your payslip. checking with your employer.
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You're more likely to have been contracted out if you've worked in the public sector, for example:
- the NHS.
- local councils.
- fire services.
- the civil service.
- teaching.
- police forces.
- the armed forces.
How do I find my old Serps pension?
You can perform a SERPS pension check by writing to HMRC with your NI number and a few other personal details, including your full name, previous name, address and date of birth. HMRC will take around 30 days to respond with details of any pension providers you paid into as a result of opting out of SERPS.
Are Profile Pensions a legitimate company?
You can trust Profile Pensions because we are regulated by the FCA and FSFS protected. You can look us up on the FCA register to have complete peace of mind that Profile Pensions offers a trustworthy and legitimate service.
DO Profile Pensions charge?
It's free to join Profile Pensions, which means we won't charge you anything for transferring your old pensions to us (or for making contributions). You will pay a total, all-inclusive annual fee of between 0.83% and 0.87% depending on the plan we identify as the best option for you.
Can you claim SERPS back?
You can't 'cash in' your SERPS. The additional state pension is only ever paid along with your basic state pension, usually directly into your bank account.