Do you have to pay excess on a hire car?
Independent policies work on a reimbursement basis. So, if you were to damage your hire car, you'd have to pay the rental company the excess fee it charges and then claim this back from your insurance provider with evidence such as your paperwork.
What is car hire excess waiver?
Excess insurance, also known as excess waiver insurance and car hire excess insurance, is an optional insurance policy that protects you against any excess charges you may incur in the event your hire car is damaged or stolen.
What is excess waiver insurance?
An excess waiver covers the specified excess amount payable in the event of a claim on your underlying insurance policy. If you have an accident or claim, the last thing you want to do is pay an excess. You rely on your insurer to cover your accident and Motorvaps excess waiver to cover your excess.
Should I take out excess protection?
Excess protection is not just a good option for your own car. It can give you real peace of mind when you hire a car on holiday or on business. When you hire a car, it is insured by the car hire company and you'll pay an agreed excess fee if any damage occurs.