Does Spotloan check your credit?
While Spotloan checks your credit history with various credit reporting agencies, your application will not have a direct impact on your FICO score. Available in most states.
How do you get approved for Spotloan?
How do I qualify for a Spotloan?
- A job or other regular source of income.
- A checking or savings account.
- A valid email address and phone number.
- To be at least 18 years old.
What credit score do you need for Spotloan?
Also, your credit score often needs to be at least 640 to qualify. As always, your credit score can determine the APR you're charged. The lower your credit score, the higher the interest rate—and vice versa.
Is Spotloan real?
Spotloan is an online loan company owned by BlueChip Financial, a tribal lender that offers short-term personal loans with fixed payments. Spotloan offers loan amounts that range from $300 to $800 with repayment terms of up to 10 months.