How do I get in touch with think money?
If you have been affected by coronavirus and you're worried about your payments, you may be able to apply for a payment holiday by calling us on 03444 812 812. Alternatively, you can sign into your online account and send us a secure message. For guidance and the latest information, go to our coronavirus page.
What bank does think money use?
thinkmoney is an independent company and is not part of RBS, we are part of the Think Money Group. However, we continue to work with RBS and money held in thinkmoney accounts is held in trust in your name by RBS.
Who is think money owned by?
Is thinkmoney a real bank?
thinkmoney isn't technically a bank. It doesn't have a banking licence, so your deposits aren't covered by the FSCS (Financial Services Compensation Scheme), which protects deposits up to £85,000. However, it is registered with the FCA (Financial Conduct Authority) and fully authorised to deal in electronic money.