Is National Debt Relief a legit company?
National Debt Relief is a legitimate debt settlement company. It has a team of debt arbitrators who are certified through the International Association of Professional Debt Arbitrators.
What does consumer credit Counseling do?
Typically, their counselors are certified and trained in the areas of consumer credit, money and debt management, and budgeting. Counselors discuss your financial situation with you and help you develop a personalized plan to solve your money problems.
Does debt counseling affect credit score?
Being under debt counselling will not impact your credit score negatively, in fact it may be beneficial for it. While you are under debt counselling, the credit bureaus can't list any further negative information under your credit profile because you will be under protection of the National Credit Act.
What are the two major activities of the CCCS?
Each CCCS agency offers a common set of services, including financial education, budgeting assistance, and debt management plans.