What are ELTO details?
The Employers' Liability Tracing Office (ELTO) is an independent industry body. Its voluntary members comprise of Insurers who provide Employers' Liability insurance. ELTO have created a central repository, the Employers' Liability Database (ELD) to store information for claims tracing searches. ELTO data form.
What is ELTO In insurance?
The Employers' Liability Tracing Office - ELTO
ELTO was founded by the insurance industry in 2011 to give claimants easy access to their employer's liability insurance data. ... Whether you are an individual, a solicitor or an employer; ELTO is free to use whenever you need it.
Who updates the Employers liability register?
It is an insurer's responsibility to update the employers' liability insurance register but they need help from the businesses they cover. If a policy is first issued, renewed, or a request is made to include the policy details in the register, the insurance provider has three months to update its records.
Can you check if a business is insured?
The simple answer is that, beyond asking at the point of contact, there is no definitive way to know whether a business holds insurance until you raise a claim against them. But the importance of their cover to you as a contractor cannot be underestimated.