Why can't I access my TransUnion account?
You don't have enough credit history. Your lenders choose not to report to TransUnion. There are inaccuracies in the personal information reported on your file. You haven't established credit or have not used credit in 10 or more years.
How do I log a dispute with TransUnion?
Call the TransUnion call centre on 0861 886 466 to lodge your dispute; or you can log your dispute online at www.transunion.co.za . You must log your dispute within three months of issue of the credit report that you are querying. Complete the Challenge Form, and submit it.
How do I cancel my TransUnion subscription?
Cancellation. To cancel your Products or subscriptions, please go to Contact Us or call toll-free at (855) 681-3196 and contact our Customer Service Team.
How do I get my annual free credit report?
You're entitled to one free copy of your credit report every 12 months from each of the three nationwide credit reporting companies. Order online from annualcreditreport.com, the only authorized website for free credit reports, or call 1-877-322-8228.
How do I clear my name from credit bureau in South Africa?
The simplest way to clear your name from the credit bureau is to pay off the debt. According to TransUnion, one of South Africa' biggest credit bureaus, this will usually result in your name being removed from the blacklist within 7 – 20 days.
Why can't I log into my TransUnion account?
You don't have enough credit history. Your lenders choose not to report to TransUnion. There are inaccuracies in the personal information reported on your file. You haven't established credit or have not used credit in 10 or more years.
How long does it take to clear your name from credit bureau in South Africa?
Your credit report is a record of your payment behaviour. It tracks all your accounts and indicates where, over a period of two years, you have missed payments or gone into arrears on an account. Then after two years, this adverse information simply disappears.
How do I check my name on credit bureau?
You can get it online: AnnualCreditReport.com, or by phone: 1-877-322-8228. You get one free report from each credit reporting company every year.