Is National Debt advice free?
National Debtline is a debt advice charity run by the Money Advice Trust. We are a free and confidential debt advice service for people in England, Wales and Scotland.
What does the National Debt line offer?
National Debtline gives advice on important debts such as rent or mortgage arrears and support if creditors take court action. National Debtline also helps people budget better and look for ways to increase their income.
What debts can be included in a DMP?
Which debts can I pay off with a Debt Management Plan?
- overdrafts.
- personal loans.
- bank or building society loans.
- money borrowed from friends or family.
- credit card, store card debts or payday loans.
- catalogue, home credit or in-store credit debts.
Do I have to include all debts in a debt management plan?
Include all of your debts.
Make sure all of your debts are included in the DMP, even if you think you can manage that catalogue payment or want to keep your overdraft 'for emergencies'. Sometimes you might have missed a debt from your plan, so be sure to let your DMP provider know about any changes as soon as possible.