Is Upgrade com legitimate?
Is Upgrade Reputable? Upgrade has been accredited by the Better Business Bureau since 2017 and has a B+ rating. On Trustpilot, Upgrade has an excellent rating of 4.6 out of 5 stars based on an average of more than 20,000 reviews.
What bank is Upgrade loans?
Upgrade is not a bank. We partner with banks and other financial institutions to originate loans obtained through Upgrade. Cross River Bank, a New Jersey state-chartered commercial bank, Member FDIC, originates personal loans, auto refinance loans, and personal credit lines.
Does Upgrade ask for proof of income?
Upgrade requires two recent years of tax returns and most recent bank statements to verify income for self-employed (sole proprietor) borrowers. It may also request additional documentation.
Who is Upgrade com?
Upgrade is a financial technology company that offers affordable and responsible credit to mainstream consumers through cards and personal loans, together with free credit monitoring and education tools that help consumers better understand and manage their finances.