How much can you borrow from upgrade?
Upgrade is best for borrowers who want fast funding
Upgrade offers fixed-rate personal loans of up to $50,000 to borrowers with fair credit or better. The application process is entirely online, and applicants can get approved and receive their funds in as little as one day and within four days.
Can I pay my upgrade loan with a credit card?
Once you receive your loan funds in your bank account, you may use them to pay off any card balances or debts you like. You may have the option to select a debt payoff loan, where Upgrade arranges to pay off your credit card or personal loan balances directly using the funds from your new loan.
How do I pay upgrade?
If you'd like to make a payment by phone, you may contact our Account Servicing team by calling our toll-free line at (844) 899-9931, Monday-Friday, 6am-6pm, Saturday and Sunday 6am-5pm Pacific Time.
What is the upgrade app?
Upgrade is a financial technology company that offers affordable and responsible credit to mainstream consumers through cards and personal loans, together with free credit monitoring and education tools that help consumers better understand and manage their finances.
Is Upgrade com legitimate?
Is Upgrade Reputable? Upgrade has been accredited by the Better Business Bureau since 2017 and has a B+ rating. On Trustpilot, Upgrade has an excellent rating of 4.6 out of 5 stars based on an average of more than 20,000 reviews.
What bank is Upgrade loans?
Upgrade is not a bank. We partner with banks and other financial institutions to originate loans obtained through Upgrade. Cross River Bank, a New Jersey state-chartered commercial bank, Member FDIC, originates personal loans, auto refinance loans, and personal credit lines.
Does Upgrade ask for proof of income?
Upgrade requires two recent years of tax returns and most recent bank statements to verify income for self-employed (sole proprietor) borrowers. It may also request additional documentation.
Who is Upgrade com?
Upgrade is a financial technology company that offers affordable and responsible credit to mainstream consumers through cards and personal loans, together with free credit monitoring and education tools that help consumers better understand and manage their finances.