Is Divvy a credit card or charge card?
This is a charge card, which means you can't carry a balance on a Divvy card — you'll be required to pay the account in full each month. So, Divvy doesn't look at your credit score to qualify you. Instead, your spending limit is based on business bank deposits.
What credit score is needed for a Divvy card?
Does Divvy affect credit?
Divvy's application is free, won't impact your credit score, and only takes 5 minutes. Don't worry if your financial picture isn't perfect—we get that life happens. Once we've verified your income and savings, you'll get your Divvy-approved home budget within 2 business days.
How do I create a Divvy account?
Go to app.divvy.co and log in. After logging in, click on your initials on the bottom-left of the screen and then click Profile.
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3. Card Activation
- Open the app and log in.
- Once logged in, you'll see a picture of your Divvy card. ...
- All done!
How do I activate my Divvy card?
How to activate a physical card on the mobile app:
- Log in to the Divvy mobile app and select Wallet from the bottom menu.
- Press Activate Card.
- Input the last 4 digits of your card number and press Activate to complete the card activation process.
Does Divvy run your credit?
A: Once the application is complete with the authorized signature, Divvy will perform a soft inquiry of the business AND the authorized signer's credit to determine the best credit limit for your business. We do not do a hard inquiry.