How do I submit HMDA data?
- Download a free copy of the FFIEC HMDA Data Entry Software.
- Select 'Add' Transmittal, and then 'Add' Loan Application Register (LAR) records to create a new submission.
- Prepare your HMDA data submission for the calendar year. ...
- Return to the Front Page and perform a 'Batch Edit' on the HMDA data.
Where is HMDA data submitted?
The Bureau hosts the HMDA Beta Filing Platform (https://ffiec.beta.cfpb.gov/) where you can submit HMDA data in a sandboxed environment (a non-production system designed for application testing) prior to the official filing period.
How often is the HMDA LAR submitted?
For each calendar year, a financial institution must submit to its supervisory agency its HMDA-LAR, accompanied by a Transmittal Sheet. Unless it has 25 or fewer reportable transactions, an institution is required to submit its data in automated form.
What is the HMDA LAR?
LAR – Loan Application Register (also known as the HMDA-LAR, the LAR, or the Register) The term LAR refers to the loan application register format that has been prescribed for reporting HMDA data. Computer-generated reports must conform to the format of the LAR.
What is CFPB gov?
The Consumer Financial Protection Bureau is a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly.
Does CFPB do anything?
We aim to make consumer financial markets work for consumers, responsible providers, and the economy as a whole. We protect consumers from unfair, deceptive, or abusive practices and take action against companies that break the law.
How do I file a complaint with CFPB?
The fastest way to get started is to go consumerfinance.gov/complaint. If you need help while you're online, you can chat with one of our team members on the site. You can also submit a complaint over the phone by calling us at (855) 411-CFPB (2372), toll free.
What does CFPB do in mortgages?
The Consumer Financial Protection Bureau (CFPB) is a government agency built to protect consumers. We help keep banks and other financial service providers consumers depend on every day operating fairly.