Can I have 2 loans with Spotloan?
You can take out one Spotloan at a time. When you pay off a Spotloan, you may apply again for another Spotloan.
Does Spotloan refinance?
Availability — Spotloan loans are only available in Alabama, Alaska, Arizona, California, Colorado, Delaware, Florida, Georgia, Hawaii, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North ...
How long does it take for Spotloan to deposit?
Most people complete the process in about 10 minutes. If you accepted your loan terms on a Monday through Friday, before 11:30 a.m. CT, Spotloan will transfer the money to your bank by no later than the end of the same business day.
Is Spotloan legit?
They're the most trustworthy source for honest online reviews, and people can register complaints about any business with them. Unfortunately for Spotloan, their BBB profile doesn't paint a great picture. Spotloan has been open for eight years, so they've had ample time to build out their systems.
Does Spotloan check your credit?
While Spotloan checks your credit history with various credit reporting agencies, your application will not have a direct impact on your FICO score. Available in most states.
How do you get approved for Spotloan?
How do I qualify for a Spotloan?
- A job or other regular source of income.
- A checking or savings account.
- A valid email address and phone number.
- To be at least 18 years old.
What credit score do you need for Spotloan?
Also, your credit score often needs to be at least 640 to qualify. As always, your credit score can determine the APR you're charged. The lower your credit score, the higher the interest rate—and vice versa.
Is Spotloan real?
Spotloan is an online loan company owned by BlueChip Financial, a tribal lender that offers short-term personal loans with fixed payments. Spotloan offers loan amounts that range from $300 to $800 with repayment terms of up to 10 months.