What happens if I dont review my DMP?
What happens if I don't complete a review? Without reviewing your plan at least once a year, we're unable to say whether or not a DMP is still the best option for you. If your plan ends, you may need to deal with your debts alone.
How do I contact step change?
You can get in touch with us by calling 0800 138 1111.
Can you do StepChange online?
Benefits of using OnlineDMP
You can do this all online, but if you need some help, give us a call. Set up, remove and update your Direct Debit payments. Add or remove details of the companies you owe money to. You can download and print your monthly statements .
What services do step change offer?
StepChange Debt Charity - Free Expert Debt Advice.
- Free debt help & advice.
- Equity release advice.
- Trust deed.
- Bankruptcy - Sequestration.
- Bankruptcy - Minimal Asset Process (MAP)
Are StepChange any good?
Yes, Step Change has an exceptional success rate at getting IVAs for their debtors. In fact, the success rate is advertised at 98%. The reason this is so high is because of their good work, but also because they only recommend this debt solution when it is applicable to debtors and the number of debts they have.
How long does a debt management plan stay on your credit file?
Can StepChange stop bailiffs?
We can help with bailiffs
Or if you'd prefer to speak to us, call us (free from all landlines and mobiles). We're open from Monday to Friday 8am to 8pm, and Saturday from 8am to 4pm.
What are the disadvantages of a debt management plan?
Disadvantages of debt management plans
- your debts must be repaid in full – they will not be written off.
- creditors don't have to enter into a debt management plan and may still contact you asking for immediate repayment.
- mortgages and other 'secured' debts are not covered by a debt management plan.